Welcome to Skylight® PayOptionsTM

More than a Paycard

Get started below, by:

  • Activating your card1 and registering for online account access
  • Locating Surcharge-Free ATMs2
  • Learning more about the powerful features on your Skylight ONE® Visa® Prepaid Card or Skylight ONE® Prepaid MasterCard®
Learn More

How Skylight Works

Anytime AlertsTM

Payback RewardsSM

  • Login
  • Activate / Register
  • Find ATM

Activate Your Card & Register Your Account

Get started with your new card by activating it.1 While you're activating, you can also register for your Online Account Center, so you'll always have access to your account information.

Activate / Register My Card ▸ Close

Find a Surcharge Free ATM

Find the surcharge-free ATM that is nearest to you!


Welcome to Skylight

Skylight is more than just a paycard. You can use it anywhere Visa debit cards or Debit MasterCard are accepted.

Learn More

Anytime AlertsTM

Next time you're wondering what your balance is or where the closest Surcharge-Free ATM2 is — just send us a text message!3 You send us a question and we send you an answer.

Learn More

Payback RewardsSM

Earn cash back for making everyday purchases at retailers and restaurants nationwide.4

Learn More


With Skylight you can also...

  • Take Control of Your Money

    Your Skylight ONE account information is available to you 24/7 through the Online Account Center and Mobile App.

  • Make a Plan and Stick to it

    With simple, easy to use budgeting tools, you keep better track of how you spend your money.

  • Pay Bills Online

    Now, you can easily pay bills straight from your account without having to stand in line or send money through the mail.

  • Write Your Own Paycheck

    Prefer to get your entire paycheck in cash? Cash a free Skylight Check at any of our Skylight check cashing partners.

1 IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. In accordance with federal regulations, until it is activated and registered, a prepaid card is subject to initial load limitations, may not be used for ATM use, international transactions, account-to-account transfers, or be reloaded.

2 ATM cash withdrawal fees may apply. Please see the Fee Schedule associated with your Card Program for full details.

3 Skylight does not charge for this service, but your wireless carrier may charge you for messages or data.

4 By activating and using a Skylight ONE Card, your participation in the rewards program is automatically activated. You may opt-out at any time by visiting your Rewards Summary Page at your Online Account Center. The reward offers we choose and send to you are based on your shopping habits. We will not share any personal information about you with the merchants who sponsor offers. When you activate an offer and make a purchase with the card, the merchant will not know you are a rewards program customer, but you will become their customer. For more details about how and when you get rewarded, see the program FAQs, terms and conditions in your Account Center. Cash back rewards are credited to your Card Account and are not available in the form of a check or other direct payment method. Program sponsor: Skylight. BofI Federal Bank, Regions® Bank, and SunTrust Bank are not affiliated with the program and neither endorse nor sponsor it.

The Skylight ONE® Visa® Prepaid Card is issued by BofI Federal Bank, Regions® Bank, or SunTrust Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Skylight ONE® Prepaid MasterCard® is issued by BofI Federal Bank or SunTrust Bank pursuant to a license by MasterCard International Incorporated. Please see back of card for Issuing Bank. BofI Federal Bank, Regions Bank, and SunTrust Bank; Members FDIC. Skylight Financial, Inc., a TSYS® Company, is a registered agent of BofI Federal Bank and SunTrust Bank. Skylight Financial, Inc., a TSYS Company, is a registered limited agent of Regions Bank. The Skylight ONE Prepaid MasterCard may be used everywhere Debit MasterCard is accepted. Certain products and services may be licensed under U.S. patent Nos 6,000,608 and 6,189,787. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

All other trademarks and service marks are the property of their respective owners.

© 2016 Total System Services, Inc.® All rights reserved.